Moneyhub alternative UK: track subscriptions without open banking

Moneyhub’s consumer app closed in August 2026. If you used it mainly to see recurring payments, you now face a choice: connect another open-banking dashboard (Emma, Snoop, and similar), or keep a simpler list on your phone without granting bank access again.

We make SubSorted, a UK subscription reminder app — so treat this as a biased but honest comparison of those two paths.

What Moneyhub users usually miss

Most people looking for a replacement want one of three things:

  1. A single list of recurring payments and roughly what they cost each month
  2. A nudge before renewals and free trials convert
  3. Help spotting mid-contract price rises (broadband, mobile, streaming)

Open-banking apps are strong at (1) because they read transactions. On-device trackers are stronger at (2) and (3) if you are willing to add subscriptions once — including by pasting statement text or scanning a screenshot — without handing over a bank login.

If you still want open banking

Emma and Snoop remain the mainstream UK options for automatic detection across accounts. Choose them if you want full spending categorisation and you are comfortable renewing open-banking consent every 90 days. They are money apps first; subscription lists are one feature among many.

If you do not want another bank connection

SubSorted is built for that case:

  • No account and no bank login
  • Data stored on your device by default
  • Renewal and trial reminders
  • UK company directory with cancellation guides
  • Curated UK price-rise alerts and contract notice tracking
  • Add via type, OCR, statement paste, or voice (Premium)

The trade-off is real: SubSorted cannot invent a Direct Debit you never add. Paste from your bank app or scan a confirmation and review before saving — we never assume the OCR got it right.

Quick pick

You want… Consider…
Automatic discovery from every account Emma / Snoop (open banking)
Reminders + privacy, no bank login SubSorted (on-device)
A minimal typed list on iPhone only Bobby or similar

Get started with SubSorted

Available on iOS and Android. Free forever for unlimited subscriptions and basic reminders. Premium is optional (£19.99/year, £24.99 lifetime, or £2.99/month).

Related: best subscription tracker UK (no bank login) · do you need open banking?